Features
Everything SubCentral can do
One hub for every recurring payment — tracked, normalised to a monthly figure, and quietly compared against cheaper alternatives so the savings come to you.
Streaming Mobile Broadband Electricity Water Gas Insurance Software
Subscription tracking
- Guided add-a-service form: provider, plan, cost, billing cycle, renewal date and usage level.
- Monthly, quarterly and yearly bills all normalised to one monthly total.
- “Find links” auto-fills website, app-store, contact, support and login URLs.
- “Smart suggest” guesses the category and plan name for you.
- Tag each service with a card label (not the number) and filter the list by card.
Utility tracking
- Electricity, gas, water and broadband tracked alongside subscriptions.
- Quarterly and annual tariffs rolled into your monthly figure.
- Record renewal or review dates so fixed/flexible tariffs never catch you out.
- Like-for-like matching against curated alternative tariffs.
- Category fallback for utility deals without an exact provider match.
Insurance tracking
- Log each policy with plan, cost and renewal date.
- Renewal alerts well in advance, so you avoid pricier auto-renewal defaults.
- Note a cheaper alternative plan and cost per policy.
- Switch Options compares like-for-like insurance deals.
- Step-by-step Cancel Guides with time, refund policy and account URL.
Spending tracking
- Monthly spend and an annual forecast front and centre.
- Spending chart over the months with a budget target line.
- Category breakdown showing where your money goes.
- Renewal alerts, price-hike detection and a renewal calendar.
- Anonymised community benchmark comparing your total to others.
Budgeting
- Set a monthly budget per household profile, tracked in real time.
- Budget planner with per-category spending limits.
- Budget simulator: model cancelling low-use services or switching to cheaper plans.
- Gamified budget-health score with streaks and badges.
- Sticky summary bar with spend, budget usage and savings.
Savings goals
- Savings potential from real, curated deals matched to your services.
- Switch Options lists every cheaper like-for-like alternative, sorted by saving.
- Monthly and annual saving numbers per option.
- “See every option on the web” opens a ready-made search.
- AI-drafted cancellation emails you can copy and send in seconds.
Reminders & reports
- Automated email renewal reminders up to seven days ahead.
- Price-hike detection flags renewals that cost more than before.
- Premium monthly summary email with actionable insights.
- PDF insights report (Premium) for your records.
- Uniform, scannable reminder format across every service.
Household profiles
- Free plan: 1 profile. Premium: up to 6 profiles.
- Track “Main Household” and “Student Flat” separately.
- Each profile has its own services and budget.
- Switch profile from the dashboard to view that household.
- Per-profile budget health and savings.
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Plans
Free vs Premium at a glance
| Capability | Free | Premium |
|---|---|---|
| Services tracked | Up to 10 | Unlimited |
| Household profiles | 1 | Up to 6 |
| Dashboard, charts & breakdown | ✓ | ✓ |
| Renewal reminders | ✓ | ✓ |
| Savings potential & Switch Options | ✓ | ✓ |
| Community benchmark | ✓ | ✓ |
| Ad-free experience | — | ✓ |
| Annual forecast breakdown | — | ✓ |
| Insights report (PDF) | — | ✓ |
| Lifestyle & Switch & Save reports | — | ✓ |
Premium is £4/month or £36/year (25% saving). A one-off ad-removal pass is also available. Upgrade any time from your Profile page.
Private by default
Row-level security on every record. No card numbers stored.
Never miss a renewal
7-day email alerts plus price-hike detection.
Works on mobile
Native-ready from the same codebase, GBP/EUR/USD.
Ready to see it on your own services?
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